1) Visit this website! The woman who started it, Mary Hunt, was over $100,000 in debt and paid it all off. Her story is inspirational and the tools on her website are very useful:
http://www.cheapskate monthly.com/
2) Focus on your blessings. Make an effort to be especially grateful for anything you have every day as often as possible. When you focus on the negatives and your debt, you draw that to you. When focus on your abundance, you draw that to you. You are like a magnet. Instead of dreading the bills, celebrate abundance of any form that comes into your lift. You will turn your mental attitude around and then your life will turn around too.
Been there and done it!
